AH got it! I probably just didn't pay attention since we would already have the jobs in place, so the 3 month Window didn't really apply.

Bit late for me to comment now but, Always exchange details of name address contact numbers and Insurance at the time of an incident where possible. Its easy with a car everything is sitting in the Window. Where a driver is uninsured and provided you have Comprehensive insurance your company should be dealing with getting your repairs done.