Ep3: Tips for quickly finding the best Irish mortgage (audio)

In today's podcast I offer up some tips and resources for quickly finding the best mortgage in Ireland that suits your needs. There are plenty of options out there, and if I were you, I wouldn't rule any out. Try everything to find the best deal! Banks, brokers, websites, whatever it takes.

The tools I talk about in this episode will certainly get you started pretty quickly though, so open up a web-browser as you listen if possible.

Also, I talk a little about my own experience, and how having kids severely dents your borrowing power. Something I was utterly unprepared for. I'll leave the rest to the audio...

00:00 Intro
- Calculators
- How much you can borrow
- Central Bank Rules

00:33 Calculators
 
02:03 uChoose.ie
- flat list of options

02:55 Mortgages.ie
- calculators

05:20 Bonkers.ie
- IMC resources page
- mortgage
- utilities
- insurance
- mortgage special offers (e.g. 2% cashback)

07:50 ConsumerHelp.ie
- 100% impartial
- mortgage details updated every working day
- side by side comparison of mortgages
- fees (e.g. ATR fee)
- wide array of consumer help options

10:34 How much you can borrow
- my own experience! Many things affect your borrowing capacity

12:13 Mortgage calculators
- all the main banks have them
- borrowing amount averages at about 3.5 times gross income

13:27 Central Bank Regulations

13:54 Outro
- get in touch

Podcast recorded with Audacity (software) and Blue Snowball iCE (microphone)
Music by Josh Woodward/CC BY 
House picture credit (Flickr link)

Playing in the background!
In my last blog post I started sharing with you what I've had playing on my headphones while piecing the article together. While editing the text of this blog-post, I had a couple of my favorite U2 songs playing. I'd love to have them play on the actual audio, but I'm sure they'd come after me 🙂 One of my all time favs, even though it's a relatively new song of theirs is Ordinary Love (that's a youtube link to a live version on the Today Show). Not sure the U2 boys have too much trouble getting a mortgage, but I sure enjoyed the song while putting the final touches on this post. Enjoy!

Looking for more?
The resources page is packed full of information to help you move to Ireland. You'll find employment information, money saving tips, housing help, service discounts and more. Click on the blue button below!

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